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War

A comprehensive primary war risks insurance. It offers first-class cover for physical loss and/or damage together with P&I on a primary basis caused by war or war like conditions and is backed by A rated reinsurers.

Most standard hull and machinery and P&I insurance policies exclude loss and liabilities caused by war or terrorism, meaning shipowners and operators need to buy specialist war risks cover separately. West now provides such cover as part of its drive to give Members, non-members and brokers a wider market choice.

Key features

  • Provides cover against damage, loss and liabilities from primary war risks normally excluded from standard H&M and P&I policies.
  • Covers damage caused by mines, torpedoes, bombs, weapons, terrorists and malicious persons.
  • Insures against losses and liabilities resulting from capture, seizure, arrest, restraint, detention or strikes in a conflict zone.
  • All internationally recognised war conditions accepted, including Nordic Marine Insurance Plan and Institute War and Strikes Clauses.
  • Backed by A-rated war risk reinsurers. 

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How it works

West War is provided directly by the Club’s underwriting team and is fully supported by established A-rated war risks reinsurers, ensuring flexibility on rating. West War claims will be handled or supported by West’s highly experienced claims team, depending on whether the Club has a leading or following line.

West will write leading or following lines on brokers’ slips, with predetermined breach additional premiums for entering higher-risk areas.


Who can be insured

West War is for all West’s existing P&I Members as well as other high-quality owners and operators of blue water tonnage. 

FAQs

We are pleased to provide a comprehensive primary war risks product, West War. West War offers first-class cover for physical loss and/or damage together with P&I on a primary basis caused by war or war like conditions and is backed by A-rated reinsurers.

This new offering is designed to enhance the Club’s services to Members, while broadening our appeal to non-members and further grow our footprint in the global marine insurance markets. The new products will complement our core P&I, Defence, Hull and Extended Covers, as well as West Partner products for Delay and Primary Loss of Earnings (with Nordic), Cyber Risks (with Astaara) and Legal and Claims Consultancy (with Qwest). We now provide such cover as part of our drive to give Members, non-members and brokers a wider market choice.

West War is being provided directly by the Club and will be fully supported by established war risks reinsurers.
 

West War is intended for all West’s existing P&I Members as well as other high-quality owners and operators of blue water tonnage.

West War will cover against damage, loss and liabilities resulting from primary war risks normally excluded from standard hull and P&I policies. These include damage caused by mines, torpedoes, bombs, weapons, terrorists and malicious persons, and losses and liabilities arising from capture, seizure, arrest, restraint, detention or strikes in a conflict zone. All internationally recognised war risks conditions are accepted, including Institute War and Strikes Clauses.
 
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Why West of England?

The West of England is a leading insurance provider to the global shipping industry, combining financial strength with outstanding service to help its Members meet the continually evolving liability environment in which shipowners, operators and charterers operate.
We also safeguard and promote our Members’ interests in many other areas of their business. We believe that protection for our Members is as important as the indemnity insurance we offer. To provide both we are responsive to our Members’ needs and proactive in looking after their interests, enabling them to more easily achieve their business goals.

Our strengths

  • An international Club with a global membership
  • A worldwide office network providing dedicated underwriting, claims and loss prevention service to our Members
  • A Member of the International Group of P&I Clubs

Your War cover specialist

For queries and general information, please contact the West War department on the global email address - westwar@westpandi.com.

Mark Mathews
Mark Mathews
Deputy Head of Underwriting (London)
T. +44 20 7716 6123
M. +44 7788 872065
E. Mark.Mathews@Westpandi.com