![finance-hero](https://media.westpandi.com/West/files/0a/0a719939-0b34-496e-9be0-eb8f4864f4df.638350389472005450.jpg)
Solvency & Financial Condition Report
The Solvency & Financial Condition Report (“SFCR”) has been prepared in accordance with the requirements of the Solvency II Directive and related Delegated Regulation as transposed into the Luxembourg Insurance Law of 7 December 2015.
The report covers Business & Performance, System of Governance, Risk Profile, Valuation for Solvency Purposes and Capital Management and, as a single document, includes the disclosure obligations for the following regulated entities:
- The West of England Ship Owners Mutual Insurance Association (Luxembourg) – Group
- The West of England Ship Owners Mutual Insurance Association (Luxembourg) – Entity
- International Shipowners Reinsurance Company S.A. (“ISRe”)